• How do I add money?

    Once your bank account is connected, you can make a contribution of at least $1 directly into your STABLE account at any time online. It’s easy and secure. You can also set up monthly transfers of at least $1 to add funds automatically each month.  You can also make a contribution by check.  Make...

  • How do I add multiple bank accounts?

    Once you’ve logged in to your STABLE account, find your “Account” section in Your Profile, and click on “Add a new bank account.” Follow the steps to connect a new bank account associated with either the beneficiary or the Authorized Legal Representative. Keep in mind that you will not be able to...

  • How do I change my address?

    If you’re the beneficiary of an account, or an Authorized Legal Representative (ALR), you can update your address directly from your profiles, accessible through the dashboard. As an ALR, you can manage a beneficiary’s address (where all statements and communications are sent if you select to...

  • How do I choose my investment options?

    When you open a STABLE account, you will be asked to pick your investment options. You will be shown all five options, and you will assign a dollar amount to each option. You can choose multiple options or only one option. Each time you request a contribution, you must enter the dollar amount for...

  • How do I know if I’m an Authorized Legal Representative (ALR)?

    An Authorized Legal Representative (ALR) is someone who is allowed under state and federal law to make decisions for the STABLE account beneficiary. You’re an ALR if you are selected by the eligible beneficiary with legal capacity, you have Power of Attorney, are a conservator or legal guardian,...

  • How do I load the card?

    The STABLE Visa® Card offers a convenient way for beneficiaries and Authorized Legal Representatives (also known as ALRs) to spend funds from a STABLE account. Here’s how to fund your STABLE Visa Card: Log in to your STABLE account at www.sumday.com/login Once you’ve logged in, initiate a...

  • How do I make a gift contribution online?

    To contribute online, first make sure the recipient has set up their gifting page. Then, use their gifting page link to fill out the fields as directed — it’s just the usual stuff, like your name, address, the amount you want to contribute and the occasion for your generosity.

  • How do I manage different bank accounts with multiple beneficiaries?

    You have plenty of options when it comes to managing multiple banks and/or beneficiaries. If you’re an Authorized Legal Representative (ALR) of more than one account, you can use the same banking information on multiple STABLE accounts. Otherwise, each beneficiary can use one or more bank accounts...

  • How do I open an account?

    Once you’ve gone through all the eligibility requirements, it only takes 10 minutes to open an account online. You (or your Authorized Legal Representative) will need to have some basic information handy. Once you’ve been verified, you’ll set up the account details by:  Creating a...

  • How do I prove a qualified expense?

    Keep your receipts and documentation for all qualified expenses in case the IRS wants to see them. We don’t require proof of your expenses, but you should have it for your records.