Vermont ABLE
  • Open an Account
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  • About Us
  • How it Works
  • Eligibility
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  • FAQs
  • Benefits

    Your benefits are here to stay When you open an account, you won’t lose your state or federal benefits. A STABLE account through Vermont ABLE helps you supplement your current benefits in order to save for qualified expenses. If you’re receiving Supplemental Security Income (SSI), you can have up...

  • Can a Social Security Representative Payee open an account for a beneficiary?

    If you’re an eligible beneficiary with a Representative Payee, you can open an account for yourself. If you have legal capacity, you may select a Representative Payee to open and manage an account for you. Otherwise, to have a Representative Payee open and manage an account for you, they must...

  • Can an Authorized Legal Representative and beneficiary both have a STABLE Visa® Card?

    If you’re the Authorized Legal Representative (ALR) for someone, you can order a card for yourself to make purchases for the beneficiary, a card for the beneficiary, or both. Each card has its own balance and spending controls, so you decide how funds will be used. The beneficiary will not have...

  • Can employment earnings be deposited into my account through payroll deduction?

    Yes! Instructions to set this can be found on here. Once this has been processed, your employer will deposit the specified amount from your employment earnings automatically into your STABLE account.

  • Can I close and transfer my STABLE account through Vermont ABLE to a different ABLE program?

    Yes, but you can make only one rollover every 12 months. Use the STABLE Account rollover forms to start the process.

  • Can I connect more than one bank account to a STABLE account?

    Yes, you can connect multiple bank accounts.

  • Can I contribute money with a credit card?

    No. Contributions are made by mailing in a check or by transferring funds into your STABLE account from a bank account.

  • Can I enroll and manage a STABLE account with a paper form?

    The easiest and fastest way to enroll and manage a STABLE account is online. If you want to use paper forms for enrollment or managing your account, you can find the forms here.

  • Can I get cash or use the card at an ATM?

    No, your card cannot be used to get cash or withdraw money from ATMs. 

  • Can I limit spending to certain categories?

    Yes. Once you receive your STABLE Visa® Card, you can log in and set customized restrictions on certain spending categories and you can also turn on SMS alerts to notify you of a range of activity on your card.* Your settings can be updated at any time by logging in to your STABLE Visa Card...

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Account

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Learn

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  • Plan Disclosure Booklet
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  • Terms & Conditions
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  • Historical Performance

Help

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Vermont ABLE is offered by the Vermont State Treasurer's Office through a partnership with STABLE Account, a national ABLE plan administered by the Ohio Treasurer’s Office. STABLE accounts are not guaranteed or insured by any state, any state agency or subdivision thereof, or their authorized agents or affiliates. You could lose money by investing in a STABLE account. Consider investment objectives, risks, charges, and expenses before investing. Before you open an account, you should carefully read and understand the STABLE Account Plan Disclosure Booklet.