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Authorized Legal Representative
Bound by law and love An Authorized Legal Representative (ALR) can open an ABLE account for an eligible beneficiary. An ALR is anyone who is selected by the eligible beneficiary with legal capacity, anyone who has Power of Attorney, a conservator or legal guardian, a spouse, parent, sibling,...
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Benefits
Your benefits are here to stay When you open an account, you won’t lose your state or federal benefits. A STABLE account through Vermont ABLE helps you supplement your current benefits in order to save for qualified expenses. If you’re receiving Supplemental Security Income (SSI), you can have up...
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Can a Social Security Representative Payee open an account for a beneficiary?
If you’re an eligible beneficiary with a Representative Payee, you can open an account for yourself. If you have legal capacity, you may select a Representative Payee to open and manage an account for you. Otherwise, to have a Representative Payee open and manage an account for you, they must...
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Can an Authorized Legal Representative and beneficiary both have a STABLE Visa® Card?
If you’re the Authorized Legal Representative (ALR) for someone, you can order a card for yourself to make purchases for the beneficiary, a card for the beneficiary, or both. Each card has its own balance and spending controls, so you decide how funds will be used. The beneficiary will not have...
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Can employment earnings be deposited into my account through payroll direct deposit?
Yes! Complete the setup process in three simple steps: Log in to your ABLE account and click on “Direct Deposit” on the Total Balance tile Enter your information and retrieve your direct deposit details - including a unique routing and account numbers Provide your account details to your...
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Can I close and transfer my STABLE account through Vermont ABLE to a different ABLE program?
Yes, but you can make only one rollover every 12 months. Use the STABLE Account rollover forms to start the process.
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Can I connect more than one bank account to a STABLE account?
Yes, you can connect more than one bank account as well as multiple types of bank accounts. Each account and type will need to be connected individually, but you can have both savings and checking accounts linked to your account at one time. The Account Owner/Custodian or Beneficiary must own the...
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Can I contribute money with a credit card?
No. Contributions are made by mailing in a check or by transferring funds into your STABLE account from a bank account.
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Can I enroll and manage a STABLE account with a paper form?
The easiest and fastest way to enroll and manage a STABLE account is online. If you want to use paper forms for enrollment or managing your account, you can find the forms here.
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Can I get cash or use the card at an ATM?
No, your card cannot be used to get cash or withdraw money from ATMs.
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